Important information about your insurance coverage

The insurance coverage is divided into two different parts in Scandinavia; a compulsory and collision insurance.

The compulsory insurance covers all the damages or accidents to the third party caused by you.
The second one and more important insurance is the collision insurance, which covers damages to your own rental vehicle caused by an accident.

Collision insurance covers damages to the vehicle due to an accident, fire or theft. The insurance is NOT valid if the vehicle is being used under the influence of alcohol or illegal drugs, or if damage is caused due to reckless behaviour. The collision insurance does not cover any interior damages, which are not caused by a traffic accident.

All Touring Cars rentals include a TCBasic insurance which has a 2400 EUR deductible. In a case of an accident caused to the rental vehicle, there is a deductible to be paid by the rentee. Moreover, rentee is liable to cover all monetary damages caused by him or her for up to 2400 EUR per damage, per accident, per lost items, or per punitive sanctions (please sees the returning policy). The collision insurance covers the part of the monetary loss, which exceeds 2400 EUR per damage. Also, please notice that deductible is per monetary loss and not per rental period. Moreover, it does not cover interior damages, which are not caused by traffic accident.

Touring Cars offer two insurance packages for you to choose from to reduce the amount of deductible. TCPlus insurance will reduce the deductible to 1200 EUR per damage for payment of only 12 EUR per rental day. TCPremium costs 19 EUR per rental day and it will reduce the deductible to 600 EUR per damage.

The minimum reduction period is 7 rental days or equivalent monetary payment. All additional drivers need to be named for the insurance for it to valid. If a non-named person drives the rental vehicle, TCBasic insurance terms and conditions apply with a 2400 EUR deductible per damage. All other rental and insurance conditions remain the same.

In some countries an additional insurance might be needed. This can be bought from the country's border. In case the client drives outside Nordic countries (Finland, Sweden, Norway, Denmark, Iceland) the deductible level is 2 times the amount chosen in rental agreement. In case client is driving in Russia, Baltic Countries, Belarus, Moldova, Ukraine, Poland or outside Europe the deductible level is 4 times the amount chosen in rental agreement. The theft coverage will be 25 per cent of the value of the vehicle.

You will be given details of the current defects on the damage form. You, as a rentee, are responsible to discover the damages prior of signing the document. You are liable for all new damages found on the vehicle upon end of your rental period. All new damages, those that are not marked on the agreement upon pick-up, will be charged from you. This notice is given for your protection.

Traveling Abroad

As a rule, traveling abroad is possible in all countries of Europe. However, special insurance coverage is required for Russia, Poland, Belarus and the Baltic States. A customer can travel to these countries with touring Cars motorhomes, but special insurance requirements ought to be followed. Please inform us when you are making a booking if you plan to travel outside of Scandinavia.

  • Driving to these countries is permitted with a notation on the Rental Agreement from the Touring Cars counter to present at customs.
  • Touring Cars obtains a green card, insurance document, if a client wishes to enter these countries but additional traffic insurance might be required. If so, it may be bought at customs.
  • The client has to reside in the rental vehicle between 20:00 (08:00 PM) and 06:00 (AM). Otherwise theft insurance is not valid. If the client is not using the vehicle, a secured and / or locked parking area should be organized for the motorhome.
  • Deductible for theft case is 25% of the retail value of the rental vehicle or lost Touring Cars' property. Minimum amount is 600 euros. Damage case deductible minimum level is 2 000 euros.
  • When traveling to Central Europe, minimum level of damage deductible is 1 200 euros.

 Deposit

  • Deposit, amount will be unstated, is required upon departure to ensure that the vehicle is returned in the same condition as it was upon pick-up.
  • Deposit is made with a credit card imprint, which will be taken at pick-up.
  • We will authorize one full deductible from client´s card at pick-up, so client´s credit limit should be sufficient to cover the deductible and other purchases that they plan to do during their holiday. Authorization will be cancelled if no new damages will be discovered at drop-off.

NO CAMPER WILL BE GIVEN OUT WITHOUT A CREDIT CARD IMPRINT!